Settlement for Car Accident Injury: How Much is it Worth in Nova Scotia?

How Much is a Settlement for a Car Accident Worth in Nova Scotia?

Have you been injured in a car accident in Nova Scotia and want to know how much your claim is worth?

We wish there was an easy answer, but both the process and litigation are complex; and, to further complicate matters, there will be a powerful insurance company defence team fighting us every step of the way. 

But rest assured, we fight this battle every day. No amount of money can make you whole again, but we can fight to secure you the financial resources you need for your recovery and your future.

Do I Have a Case?

In general, you are entitled to compensation if you’ve been injured in a car accident that was caused by another driver’s careless or criminal conduct, which in law is referred to as negligence.

Here are a few common types of negligent behaviours:

  • Driving under the influence of alcohol or drugs

  • Driving with a suspended license

  • Disobeying traffic laws

  • Overly aggressive driving

  • Distracted driving (talking on a phone or texting)

  • Speeding

  • Running a red light or a stop sign

How Much is My Car Accident Injury Case Worth?

The value of your claim is based on the losses you incur as a result of your injuries. These losses are referred to as “damages”.

Damages include:

  • Loss of income (i.e. missed time from work)

  • Pain and suffering

  • Loss of future earning capacity (i.e. unable to work in the future)

  • Medical bills

  • Loss of housekeeping and valuable services (ex. unable to mow the lawn)

  • Loss of enjoyment in life

  • Emotional distress

  • Cost of future care (ex. in-home care; accessibility adaptations)

Since litigation is unpredictable, there is no way to determine exactly what damages you will be awarded. We can, however, determine a reasonable range for the value of these damages based on your individual case facts. At MacGillivray Law, our lawyers use experience backed with trial precedent, legal knowledge, expert evidence, and logic to determine what your claim is worth.

The financial compensation you receive is meant to support your recovery and your future, so hiring a lawyer with the right experience and expertise is crucial.

The Nova Scotia Injury “Cap”

For accidents involving minor injuries in Nova Scotia, there is a cap on certain kinds of damages that can be awarded. This cap is meant to simplify and streamline minor accident injury settlements. Minor cap injuries include whiplash, sprains, and strains. This cap, adjusted for inflation, is now roughly $8,500. Bear in mind that this is only for pain and suffering, not for major damages such as loss of income.

Not all seemingly minor claims are capped though. However, many insurance companies try to convince you that your claim is capped when there are good legal and factual arguments to the contrary. That’s why it’s important to involve a skilled lawyer when dealing with an insurance company.

Don’t Fight the Battle Alone

An injury can throw your life into turmoil. Compensation is your legal right and is intended to make you as close to whole again as possible. At MacGillivray Injury and Insurance Law, we believe your future is worth fighting for and will hold the negligent party responsible for the damage they caused to you.

Contact us today for a free consultation. Tell us the facts of your case, and we will tell you what your claim is worth, at no cost and with no obligation.