As rideshares gain popularity across Canada, people have started to question whether they are covered if the driver injures them in an accident. You can sue your rideshare driver, or the rideshare company itself, if you are injured in an accident in one of their vehicles. You can also sue the driver or company if one of their vehicles hits you.
“Ridesharing” insurance policies
Many rideshare companies, including Uber, have insurance policies. For example, Uber has an insurance policy that covers all rides operating through the Uber platform. This coverage is offered through Intact Insurance and covers both the driver and the ride seeker in Alberta, Quebec, and Ontario under the following circumstances:
- The driver and the passenger are covered between the acceptance and termination of each trip, as mapped by the driver’s application.
- The policy covers the driver as soon as they log into the application and before accepting a trip.
Intact’s ridesharing coverage offers the following:
- Up to two million dollars in liability coverage
- Accident benefits coverage
- Uninsured motorist coverage
- Direct compensation property damage coverage
- Collision and comprehensive coverages
As a passenger, this coverage provides confidence while you use ridesharing services. If you are in an accident while using Uber’s ridesharing service, you will benefit from coverage extending from the driver’s policy.
Know your rights
If a rideshare service, such as Uber or Lyft, injures you in an accident, you have the right to be compensated. At MacGillivray Law, we’ve represented car accident injury victims for over 20 years. Our compassionate team will fight for the compensation you deserve and help get your life back on track after an accident. Contact us today for a free consultation.
MacGillivray Law is a personal injury law firm with offices in Nova Scotia, New Brunswick, and Newfoundland and Labrador. We serve clients all across Canada.
If you cannot travel to one of our offices, we will accommodate your circumstances and travel needs. We can provide a consultation by phone, Zoom, or FaceTime, or travel to meet you in your home when required.
If you would like to learn your legal options at no obligation, contact us today to set up a free consultation.