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Personal Injury

Experts and injury: The professionals that build a personal injury case.

...you can have peace of mind knowing that your settlement accounts for all the aspects of your life that your injury impacts.

Doctor meeting with client

When you enlist a personal injury law firm to handle your insurance claim or lawsuit, they lean on a network of experts to help strengthen your claim. By having diverse perspectives included in an injury case, you can have peace of mind knowing that your settlement accounts for all the aspects of your life that your injury impacts.

What does an actuary do in a personal injury case?

An actuary is a statistician who uses data analysis to calculate financial risk. A great example of an actuary at work would be determining how much an insurance company should charge for homeowner insurance. Actuaries use research to propose a payment plan that is profitable and safe for the insurance company.

An actuary might play a role in your lawsuit by determining the ‘value’ of money and how it changes over time. For example, actuaries help calculate the value of wages you lost because you were unable to work due to the accident and your injuries. If you are severely injured, actuaries help forecast the amounts required for someone to care for you in the future. For this reason, an actuary is crucial in correctly indicating how much you are entitled to as someone involved in a personal injury case.

Inflation and interest rates both play a role in the changes in the dollar value. If you were owed $10,000 in 2000 and didn’t get paid until 2014, the value of that sum would have changed considerably. Several provinces have adopted discount rates for civil claims to accommodate these shifts.

What does an engineer do in a personal injury case?

Engineers play an important role in personal injury cases. Their technical knowledge qualifies them to give their opinion on a range of lawsuits depending on their area of specialization.

Product liability cases may rely on engineers to provide their expert opinions on whether the design of a product was negligent and was the cause of a person’s injury. In a car accident, an engineer may be required to reconstruct an accident and create a report that provides details about how an accident occurred. They may testify in court and give their professional opinion about the conditions and causes of an accident.

What does an economist do in a personal injury case?

An economist is an expert who studies trends in commerce to discover trends and make predictions about the financial impact of decisions made by people, governments, and businesses at the local, provincial, and national levels.

In a personal injury case, an economist helps your lawyer build a case and determine what the future cost of care will be to ensure your settlement is able to serve you for the duration of your injuries.

What does an occupational therapist do in a personal injury case?

Occupational therapists are healthcare providers whose focus is helping injured or disabled people rehabilitate after an accident or work with clients to develop a framework of tools to accommodate them as they navigate their day-to-day lives.

Their insights into an injured person’s range of capabilities helps build a case around what the person will need in accommodations or assistance over the duration of their impairment. For example, an occupational therapist will be able to identify to what extent a person is able to do their own housework, if they can return to their work, or if they can return to the recreational activities they enjoyed before.

What does a doctor do in a personal injury case?

Doctors play an important role in personal injury lawsuits by determining the extent and severity of your injuries. After starting your lawsuit, you might have to undergo an independent medical examination (IME), where a neutral doctor will examine you. Either your lawyer or the insurance company will request the IME.

The IME will probably take a few hours, during which the doctor will evaluate you, assess your injuries, and review your medical records. After the IME, the doctor will write a detailed report explaining the extent of your injuries and their impact on your life. This report helps us explain your limitations and provide evidence of how your injury might progress in the future. IME reports often support claims of your inability to return to work, enjoy your hobbies and perform household chores. IMEs also provide treatment recommendations to help you recover and return to your activities.

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MacGillivray Law is a personal injury law firm with offices in Nova Scotia, New Brunswick, and Newfoundland and Labrador. We serve clients all across Canada.

If you cannot travel to one of our offices, we will accommodate your circumstances and travel needs. We can provide a consultation by phone, Zoom, or FaceTime, or travel to meet you in your home when required.

If you would like to learn your legal options at no obligation, contact us today to set up a free consultation.

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