Long Term Disability

Your Legal Team When Benefits Are Denied Or Terminated

Long-term disability is an insurance benefit that should be there when you need it. Unfortunately, many people who live with chronic injury often discover insurance benefits are denied or terminated. At MacGillivray Injury and Insurance Law, we help injured people throughout Atlantic Canada in the fight to secure and retain the benefits they need to maintain their quality of life. If you face challenges regarding to your LTD claim, we may be able to help you.

Help When You Know You Are Injured

Unlike motor vehicle insurance, which is a standard form policy, long-term disability insurance policies differ depending on which insurance company covers you. Finding out the details of the policy is one of the first steps we take when we assess the nature of your coverage and what benefits you are entitled to.

It is common for injured people to receive LTD benefits at first, only to have those benefits stop because of a change in definition. Some people are denied outright because their insurance company says there is a lack of objective evidence to support their injury claim. At MacGillivray Injury and Insurance Law, we fight for your rights so your condition is acknowledged by your insurer and you get the benefits you need.

What You Need to Know About Long-Term Disability Claims

Getting You The Support You Need

Many conditions are recognized by the medical community as legitimate illnesses that insurance companies sometimes fail to recognize as conditions that warrant the payment of benefits. Among those conditions are:

  • Fibromyalgia
  • Chronic pain disorder
  • Psychological disability, such as depression and post-traumatic stress disorder

At MacGillivray Injury and Insurance Law, we have helped many people to get the financial support they need to live with chronic illness. As personal injury lawyers, we have the legal knowledge and experience to present your case effectively to an insurance company or authority that will make a decision on your entitlement to benefits. As your lawyers, you can rest assured we work for you.

Contact Our Law Firm Regarding Disability Insurance Disputes anywhere in atlantic canada

Don't fight the battle alone. A long-term disability lawyer can help you gain access to the insurance benefits you need. To see what we can do for you, contact our firm for a free consultation at our offices or in your home.