YOUR Long Term Disability lawyerS

Long-term disability (“LTD”) is an insurance benefit that should be there when you need it. Unfortunately, many people who live with chronic injuries often discover insurance benefits are unfairly denied or terminated. At MacGillivray Injury and Insurance Law, we help injured people throughout Atlantic Canada in the fight to secure and retain the benefits they need to maintain their quality of life.

If your benefits are being denied or terminated by your insurer, let us help.

They took all the stress off me when it came to dealing with my insurance company. They provided me with security and their compassion is outstanding. They got me what I deserved and then some. I highly recommend these guys. They are the best.
— Jillian A.
 

what is LONG TERM DISABILITY INSURANCE?

THE COMPLEXITIES OF LONG-TERM DISABILITY POLICIES

Unlike motor vehicle insurance, which is a standard form policy, long-term disability insurance varies greatly among insurance companies as each provider has its own policy. Understanding the details of your particular policy is one of the first steps we take to assess the nature of your coverage and what benefits you are entitled to.

It is common for injured people to receive LTD benefits at first, only to have those benefits be cut off because of a change in definition. Some people are denied outright because their insurance company says there is a lack of objective evidence to support their injury claim. At MacGillivray Injury and Insurance Law, we have successfully represented many people across across Nova Scotia, Newfoundland & Labrador, New Brunswick, and Prince Edward Island. We have 25 years of experience battling insurance giants, fighting for your rights so your condition is acknowledged by your insurer and you get the benefits you need. You can trust us as your long-term disability lawyers.

It was a long battle, but they helped me understand what was going on, they were very supportive of me and very understanding. They answered every question or concern I had. I couldn’t of asked for a better team.
— Tina M.

What You Need to Know About Long-Term Disability Claims

These resources will help you better understand the key pieces of a long-term disability claim:

Getting You The Support You Need

Many conditions are recognized by the medical community as legitimate illnesses that insurance companies in Atlantic Canada sometimes fail to recognize as conditions that warrant the payment of benefits. Among those conditions are:

  • Fibromyalgia

  • Chronic pain disorder

  • Psychological disability, such as depression and post-traumatic stress disorder

At MacGillivray Injury and Insurance Law, we have helped many people across Atlantic Canada get the financial support they need to live with chronic illness. Our personal injury lawyers have the legal knowledge and experience to present your case effectively to an insurance company or authority that will decide on your entitlement to benefits.

Contact Our Law Firm Regarding Disability Insurance Disputes anywhere in atlantic canada

Don't fight the battle alone. MacGillivray Law’s long-term disability lawyers can help you gain access to the insurance benefits you need. We have offices in Halifax, St. John’s, and New Glasgow, and we will schedule phone intakes and house calls for people across Atlantic Canada who can’t travel to one of our offices. Send us a message or call us today at 1-888-434-0398 to book your free consultation.