Posts tagged claims
How To Void Your Auto Insurance

Your auto insurance is meant to be there for you when you need it, until it's not. Insurance policies are contracts, and like any other contract, both parties need to agree to certain terms in order for the contract to remain valid. If you don't keep up your end of the deal, your insurance provider may not pay out. Here are some situations where your insurance company may refuse to pay for losses or damages in the event of a claim.

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Why we should wear seatbelt

If you’re injured in a car accident by a reckless or drunk driver, you have every right to seek compensation for your injuries. However, if you weren’t wearing a seatbelt at the time of the accident, the amount of compensation owed to you can be significantly reduced. This is because not wearing a seatbelt is a form of negligence, and that’s one of the deciding factors in almost every personal injury case.

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How Far Will Insurance Companies Sometimes Go Not to Pay You?

Facebook, Instagram and other social media forums are great for keeping up on news, staying in touch with old friends and keeping in contact and sharing pictures with loved ones. However, friends and family may not be the only ones who are looking through your pictures and reading your updates. Many insurance companies use these social media sites to find pictures or information that may be contradictory to an injury claim that is being made. Insurance companies will go to great lengths not to pay out these claims.

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What is a subrogation action?

A subrogation action can be alarming for an injured person, because it involves insurance companies looking to be paid for their coverage of your injuries such as long term disability benefits or medical expenses. If you don’t know your rights regarding subrogation actions, you can be made to pay an unfair amount to your insurance company, and won’t have reasonable compensation for your injuries. 

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Expert Opinions in Injury Claims

When someone is pursuing a civil claim for car accident injuries, long term disability benefits, or any injury at the fault of another an independent medical exam (IME) is a critical part of the claims process. The medical evidence provided by an IME can be the determinant in an injury claim, but most injury victims are unaware of what an IME is, and don’t know their rights regarding an IME. 

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