Posts tagged advice
How To Void Your Auto Insurance

Your auto insurance is meant to be there for you when you need it, until it's not. Insurance policies are contracts, and like any other contract, both parties need to agree to certain terms in order for the contract to remain valid. If you don't keep up your end of the deal, your insurance provider may not pay out. Here are some situations where your insurance company may refuse to pay for losses or damages in the event of a claim.

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Download Our Free Accident Reporting Kit

If you’ve been injured at the fault of another, you have the ability to seek compensation from the negligent party’s insurance company.  That is where MacGillivray Law comes in.  Our job is to fight for and secure the compensation that you deserve.  Your job is to provide us with as much information as possible about the accident and your injuries.  The more information you provide us with, the better job we can do. 

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The Worst Drivers in Canada?

Driving safely requires a certain amount of skill. The Question that everyone wants to know is, where are the worst drivers in Canada from? It may be surprising, and a bit scary to hear that the worst drivers in our country may be found in Halifax, according to an Allstate Canada Safe Driving Study (2015). The study looked at collision reports in different communities across Canada from 2013-2015. In the study Halifax was tied with the Toronto suburb of Ajax for last place. Halifax had a collision claims frequency of 7.12% (per 100 cars), the highest rate in the study.

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LTD: “Own” and “Any” Occupation

The terminology used by an insurer to define “disability” is the most important part of any long-term disability insurance policy. The definition determines when an insured person isn’t liable for disability benefits, and what criteria they must meet in order to receive compensation. When benefits are denied, it’s our role as lawyers with expertise in disability claims to find out the details of our clients’ insurance policy and take legal action against the disability insurer. 

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What is a subrogation action?

A subrogation action can be alarming for an injured person, because it involves insurance companies looking to be paid for their coverage of your injuries such as long term disability benefits or medical expenses. If you don’t know your rights regarding subrogation actions, you can be made to pay an unfair amount to your insurance company, and won’t have reasonable compensation for your injuries. 

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Homeowner Responsibilities This Winter

As a homeowner, the winter always presents a host of challenges. Whether it be finding cost-effective heating solutions, preventing pipes from freezing, or keeping your garden safe under piles of ice and snow, a homeowner has a lot of wintertime responsibilities. While some are higher on the priority list than others, one thing you should never overlook is the state of your driveway and doorstep. 

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What is an Actuary?

In the process of representing our clients in court, it’s necessary to call on industry experts to help validate your claim. A professional’s assessment of a claim can make or break a case, and we strive to strengthen your claim by selecting the appropriate specialists. We’ve worked closely with physicians, engineers, and other expert witnesses in a variety of cases. One of the most important expert witnesses tends to be an actuary.

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