How Car Insurance Works In Atlantic Canada

In Prince Edward Island, New Brunswick, Nova Scotia, and Newfoundland, auto insurance works under the 'Insurance Act', which is divided into four sections:

  • Section A applies when you are injured and another driver is at fault. You'd claim against their Section A insurance for damages caused by your injuries.
  • Section B covers up to $50,000 for medical expenses and $250/week for lost wages, through your own insurance policy.
  • Section C covers damages to your vehicle caused by an accident.
  • Section D helps you when you are injured by an uninsured or unidentified driver (like in a hit-and-run).

If you need to know more, don't hesitate to contact MacGillivray Law today!